Personal finance calculators

Loans, mortgages and cards: the payment, the true interest cost and the payoff date.

• Loan CalculatorPayment, total interest and a full amortisation schedule for any fixed-rate loan.
• Mortgage CalculatorFull monthly payment plus the cash you need to complete, using your country's own purchase taxes.15 countries
• Car Loan CalculatorMonthly payment with tax, trade-in and fees, or how much car your budget can buy.15 countries
• Credit Card Payoff CalculatorHow long a balance takes to clear, what it costs, and the payment to hit your target date.15 countries
• Debt-to-Income Ratio CalculatorYour debt ratio measured against the rules lenders actually apply in your country.15 countries
• Rent vs Buy CalculatorThe year buying overtakes renting, with your country's own entry and exit costs built in.15 countries

Growth, goals and retirement, in today's money as well as tomorrow's.

• Compound Interest CalculatorProject how a lump sum and regular deposits grow, with APY and a year-by-year table.
• Savings Goal CalculatorHow much to save each month, or how long it will take, to reach a target amount.
• Retirement CalculatorProject your portfolio to retirement in nominal and today's money, with a FIRE target and age.15 countries
• Inflation CalculatorThe changing value of money between any two years, from each country's own official price index.15 countries

What you actually take home, in any pay period and any currency.

• Take-Home Pay CalculatorSalary after income tax and social contributions in fifteen countries.15 countries
• Salary to Hourly CalculatorSalary to hourly and back, with your country's own week, overtime rate and leave.15 countries
• Currency ConverterConvert 30 currencies at ECB reference rates, with the rate both ways.

Margins and marketplace fees, so you know the profit before you list.

• Profit Margin CalculatorMargin, markup, cost or price, enter any two and get the rest.
• Etsy Fee CalculatorEvery Etsy fee on a sale, and the profit left after your costs.14 countries
• Amazon FBA Fee CalculatorReferral and FBA fees per unit in your marketplace, and what profit remains.12 countries