Interest rate trackers
The rates that set what borrowing costs and what saving pays, country by country: each central bank's policy rate first, then the official average rate on new mortgages or loans where one is published. Every series is read from the authority's own data and checked against figures we already know before a file is accepted, and each downloads as CSV.
Australia
2 trackersCanada
2 trackers- Bank of Canada policy interest rateSet by the Bank of Canada's Governing Council on 30 October 2025.32 changes since 2009, checked 17 October 20262.25%
- Canada 5-year posted mortgage rate (Bank of Canada)Published by the Bank of Canada. Latest figure for the week of 14 October 2026.Weekly since 1975, checked 17 October 20266.19%
Finland
4 trackers- ECB deposit facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.50%
- ECB main refinancing operations rateSet by the ECB Governing Council on 16 September 2026.61 changes since 1999, checked 17 October 20262.65%
- ECB marginal lending facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.90%
- Finland mortgage rate: new housing loansPublished by the European Central Bank. Latest figure for August 2026.Monthly since 2003, checked 17 October 20263.24%
France
4 trackers- ECB deposit facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.50%
- ECB main refinancing operations rateSet by the ECB Governing Council on 16 September 2026.61 changes since 1999, checked 17 October 20262.65%
- ECB marginal lending facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.90%
- France mortgage rate: new home loansPublished by the European Central Bank. Latest figure for August 2026.Monthly since 2003, checked 17 October 20263.20%
Germany
4 trackers- ECB deposit facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.50%
- ECB main refinancing operations rateSet by the ECB Governing Council on 16 September 2026.61 changes since 1999, checked 17 October 20262.65%
- ECB marginal lending facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.90%
- Germany mortgage rate: new housing loansPublished by the European Central Bank. Latest figure for August 2026.Monthly since 2003, checked 17 October 20264.00%
India
2 trackers- Reserve Bank of India policy repo rateSet by the Monetary Policy Committee on 7 October 2026.55 changes since 2008, checked 17 October 20265.50%
- Weighted average lending rate on fresh rupee loans, IndiaPublished by the Reserve Bank of India. Latest figure for August 2026.Monthly since 2014, checked 17 October 20268.61%
Ireland
4 trackers- ECB deposit facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.50%
- ECB main refinancing operations rateSet by the ECB Governing Council on 16 September 2026.61 changes since 1999, checked 17 October 20262.65%
- ECB marginal lending facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.90%
- Ireland mortgage rate: new mortgage agreementsPublished by the Central Bank of Ireland. Latest figure for August 2026.Monthly since 2014, checked 17 October 20263.53%
Japan
1 trackerNetherlands
4 trackers- ECB deposit facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.50%
- ECB main refinancing operations rateSet by the ECB Governing Council on 16 September 2026.61 changes since 1999, checked 17 October 20262.65%
- ECB marginal lending facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.90%
- Netherlands mortgage rate: new home loansPublished by the European Central Bank. Latest figure for August 2026.Monthly since 2003, checked 17 October 20263.91%
New Zealand
2 trackers- Reserve Bank of New Zealand Official Cash RateSet by the Monetary Policy Committee on 2 September 2026.77 changes since 1999, checked 17 October 20262.75%
- New Zealand 2-year fixed mortgage rate (RBNZ)Published by the Reserve Bank of New Zealand. Latest figure for September 2026.Monthly since 2004, checked 17 October 20265.86%
Spain
4 trackers- ECB deposit facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.50%
- ECB main refinancing operations rateSet by the ECB Governing Council on 16 September 2026.61 changes since 1999, checked 17 October 20262.65%
- ECB marginal lending facility rateSet by the ECB Governing Council on 16 September 2026.63 changes since 1999, checked 17 October 20262.90%
- Spain mortgage rate: new home loansPublished by the European Central Bank. Latest figure for August 2026.Monthly since 2003, checked 17 October 20263.04%
Sri Lanka
3 trackers- Central Bank of Sri Lanka Overnight Policy RateSet by the Monetary Policy Board on 26 May 2026.2 changes since 2024, checked 17 October 20268.75%
- Sri Lanka standing deposit and lending facility ratesSet by the Monetary Board, and since 2023 the Monetary Policy Board on 26 May 2026.85 changes since 2000, checked 17 October 20268.25 to 9.25%
- Average Weighted Prime Lending Rate (AWPR), Sri LankaPublished by the Central Bank of Sri Lanka. Latest figure for August 2026.Monthly since 2003, checked 17 October 202610.88%
Sweden
2 trackersUnited Kingdom
3 trackers- Bank of England Bank RateSet by the Monetary Policy Committee on 18 December 2025.258 changes since 1975, checked 17 October 20263.75%
- UK 2-year fixed mortgage rate at 75% LTVPublished by the Bank of England. Latest figure for September 2026.Monthly since 1995, checked 17 October 20265.13%
- UK effective interest rate on new mortgagesPublished by the Bank of England. Latest figure for August 2026.Monthly since 2016, checked 17 October 20264.60%
United States
3 trackers- Federal funds target rangeSet by the Federal Open Market Committee on 17 September 2026.185 changes since 1982, checked 17 October 20263.75 to 4.00%
- 15-year fixed mortgage rate (Freddie Mac PMMS)Published by the Freddie Mac. Latest figure for the week of 15 October 2026.Weekly since 1991, checked 17 October 20266.71%
- 30-year fixed mortgage rate (Freddie Mac PMMS)Published by the Freddie Mac. Latest figure for the week of 15 October 2026.Weekly since 1971, checked 17 October 20267.40%