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UK salary percentile calculator: pay and household income

A UK salary is ranked here among full-time employee jobs on the ONS Annual Survey of Hours and Earnings, and your household's net income is placed on DWP's Households Below Average Income figures, against the 60% poverty line, the median and twice the median.

Reviewed by CentExactRates effective 2 sourcesCalculated in your browser. Shared links include inputs.

Your gross pay among full-time employee jobs

Top 56%

£38,000 a year gross, £30,880 after tax and contributions · pay figures for 2026 (provisional)

Where you live

Regional figures are shown beside the national ones.

Your household
£

A year, before tax and deductions.

The household counts a second adult, whether or not they earn.

Children aged 14 or over count as adults on most scales.

Where your pay stands

Show amounts
Your gross pay among full-time employee jobs, per year
Published distribution
Share of people belowAmount
10%£25,288
20%£28,857
25%£30,600
30%£32,393
40%£36,398
50%£40,911
60%£46,367
70%£52,647
75%£56,842
80%£62,500
90%£82,680
Median£40,911
You£38,000
  • Published figures
  • You£38,000

You earn more than about 44% of full-time employee jobs.

Household income after tax, per year
Published distribution
Share of people belowAmount
10%£12,800
50%£25,100
90%£47,400
97%£69,300
Poverty line£15,060
Median£25,100
High income£50,200
You£30,880
  • Published figures
  • You£30,880

Above the median. Your household's income is 1.2 times the median of £25,100. Another £19,320 would reach the high-income line. That is more than about 63% of people in UK households have.

Where these figures come from

Pay among employees: ONS, Annual Survey of Hours and Earnings 2026 provisional, Table 1.7a: annual pay, gross, full-time employee jobs, 2026 (provisional). Gross pay for the tax year to 5 April 2026 of full-time jobs held for more than a year, from a 1% sample of PAYE records; the self-employed are not counted.

Household income: DWP, Households Below Average Income: an analysis of the UK income distribution, FYE 1995 to FYE 2025, section 4 (annual income by household type), FYE 2025 (April 2024 to March 2025). Net household income after tax and with benefits, before housing costs, restated as what a single adult would need for the same standard of living.

Between two published points, a rank is read along the curve that joins them, so it is given as “about”. Beyond the last published point only the published share is stated. Figures are shown for the year they describe and are not aged forward.

How the household's take-home was worked out

£38,000 less tax and contributions is £30,880 a year, for one adult and 0 children.

Each earner’s take-home comes from the United Kingdom take-home engine on its 2026-27 rules, as a single employee with no pension contribution or allowance beyond what the law gives everyone. Where income tax differs by region, the one chosen above is used. Joint assessment of couples is not applied.

The household lens compares income after tax, per year, so the take-home figure above is the one placed against its lines.

2026-27 United Kingdom tax rules; pay figures for 2026 (provisional), household figures for FYE 2025 (April 2024 to March 2025). An estimate from published rates, confirm current figures with the official source.

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The rules for United Kingdom

What the calculator above works from, read from the datasets listed under Data sources. Where a table gives the basis, “set by law” marks a figure fixed by statute or by the body that charges it, and a typical figure is a market convention the calculator opens on, which you can change.

Published gross pay of full-time employee jobs, per year, 2026 (provisional)
PointPay per year
10th percentile£25,288.00
20th percentile£28,857.40
25th percentile£30,599.60
30th percentile£32,392.80
40th percentile£36,397.50
Median£40,911.20
60th percentile£46,367.00
70th percentile£52,646.80
75th percentile£56,842.20
80th percentile£62,500.00
90th percentile£82,679.70
Household income lines after tax, per year, for one adult, FYE 2025 (April 2024 to March 2025)
LineIncomeShare below the poverty line or above the high-income lineHow it is set
Poverty line£15,06016%60 percent of the annual median for a single adult, the relative low income line; DWP publishes it weekly, 289 pounds for a single adult.
Median£25,100-Median household income for a single adult, from DWP's annual figures by household type.
High-income line£50,200-Twice the median; DWP publishes no high-income line.
Household income lines by region, after tax, per week, for one adult, FYE 2023 to FYE 2025 (three-year average)
RegionMedian
England£471
Northern Ireland£459
Scotland£474
Wales£444

ASHE, HMRC and HBAI figures for the UK

The earnings rank here comes from the ONS Annual Survey of Hours and Earnings, a 1% sample of PAYE records. Its unit is the job: someone with two part-time posts appears twice, and only full-time jobs on adult rates held for more than a year count towards the annual figures. In the 2026 provisional release the median full-time job paid £40,911 a year, and the top 10% started at £82,680. ONS revises the provisional figures in the following year's release.

Where the job is done moves every line. London's full-time median is £53,132 and its top 10% start at £131,515. The median is £41,466 in Scotland, £38,203 in Northern Ireland and £37,330 in Wales. Picking a nation re-ranks your salary on that nation's own table from the same survey.

ASHE stops at the 90th percentile. For the top of the range HMRC's Survey of Personal Incomes is the better guide, though it counts taxpayers and all their taxable income, rents and dividends included. In 2023 to 2024 the top 10% of taxpayers started at £67,400 before tax and the top 1% at £207,000. After tax the same cut-offs fall to £54,300 and £134,000. The additional rate and the withdrawn personal allowance compress the top far more than the bottom, and HMRC ranks the after-tax figures separately, so a person's place can differ between the two lists.

The household view uses DWP's Households Below Average Income, drawn from the Family Resources Survey. The United Kingdom has no statutory poverty line. DWP's headline measure is "relative low income": household income before housing costs below 60% of the median, which for a single adult in the year to March 2025 was £289 a week. DWP sets its scale so that a couple without children counts as 1, with the first adult weighted 0.67, a partner 0.33 and each child under 14 0.2. This page restates every figure for a single adult, the form in which DWP itself publishes its annual percentiles: a single person's median household income was £25,100 and the top 10% began at £47,400. For a couple with two children under 14 the median was £52,500.

DWP publishes no high-income threshold, so the line at twice the median is this page's own and is labelled as derived. Nation medians in HBAI are averages of the three survey years to March 2025, which steadies the smaller samples behind the Scottish, Welsh and Northern Irish estimates.

Worked example£50,000 full-time, living alone

A £50,000 salary sits above the full-time median of £40,911 and well short of the £82,680 at which the top 10% of full-time jobs start. Against all taxpayers it ranks higher, because HMRC's list includes part-time workers and pensioners: the taxpayer median was £29,700 before tax. On the household lens the comparison uses take-home pay, which for a single adult on this salary lands between DWP's single-adult median of £25,100 and the £47,400 at which the top 10% begin.

Try it with these figures

Questions and answers

What people ask about this calculator in United Kingdom, answered for the rules there. For help interpreting a result or comparing it with a quote or statement anywhere, read the calculator's own questions and answers.

Jobs. The Annual Survey of Hours and Earnings samples employee jobs from PAYE records, so a person with two part-time jobs appears twice, and its annual figures cover only employees who have been in the same job for at least twelve months. The calculator ranks your salary among full-time jobs, the series most salary offers are compared with.

Check the source: ONS: Annual Survey of Hours and Earnings

For how the calculation works, the formula behind it and what it leaves out, see the full guide.

Related reading

Changes to the rules

Everything else for this country, on one page: United Kingdom: calculators, rates and tax changes.

Data sources

United Kingdom: pay and household income distributionsONSWithin its effective period
UK income tax (rUK and Scotland), Class 1 National Insurance and student loans, 2026/27GOV.UKWithin its effective period

Every document each dataset was read from, its notes and how the figures were checked are listed in the guide's data sources.

This calculator in other countries

Where the rules change the answer, a place has its own page that runs the calculator on them and cites the official sources they came from.

CentExactCalculator publisher

CentExact publishes the calculation method, worked examples and available data sources. Automated checks cover reference calculations; they do not certify a result for your circumstances or imply approval by a lender or tax authority.

How we build and test our calculators

Figures are estimates derived from published rates and rules, current at the review date shown at the top of this page and taken from the sources listed under Data sources on this page. Rates, fees and thresholds change; always confirm current values with the official source before relying on a result.