Debt-to-Income Ratio Calculator: Sri Lanka

Work out your debt-to-income ratio and see it against the rules lenders actually use where you live, from the US 28/36 to Ireland's loan-to-income cap.

Reviewed August 30, 2026CentExact EditorialRates effective January 1, 2020SourceNothing you enter leaves your browser.

For how the calculation works, the formula behind it and what it leaves out, see the full guide.

Data sources

Sri Lankan debt service conventions
Effective 2020-01-01 onward · retrieved 2026-08-30
- Central Bank of Sri Lanka: financial system stability
No published regulatory ratio exists; the figure is a market convention and is labelled indicative.
How we checked these figures
The Central Bank of Sri Lanka publishes no borrower-level debt service limit, so there is no statutory figure to pin.
Current

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Each country has its own rates, thresholds and rules, and its own page with the official sources they came from.

CentExact Editorial · Research & verification

Every CentExact calculator is built from the published finance formula, tested against spreadsheet, lender and tax-authority figures, and reviewed when the underlying rates or rules change.

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This calculator is for general information only and is not financial advice. Results are estimates based on the figures you enter and the stated formula; lenders and providers may round or calculate differently. Check any decision with the institution involved or a qualified adviser.