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Self-Employed Tax Calculator

Income tax and social contributions on self-employed profit in 15 countries, with each country's own deductions, flat regimes and contribution rules.

Reviewed by CentExactRates effective 30 sourcesCalculated in your browser. Shared links include inputs.

What you keep a year

$59,505

from $75,000 after $4,898 of tax and $10,597 of contributions

20.7% of profitMarginal 23.1%
Your business
$

Schedule C profit: income less business expenses, before self-employment tax.

Your situation
20% of profit for most sole proprietors; phased out at high incomes.

  • Tax

    $4,898

    income tax and surcharges

  • Contributions

    $10,597

    social insurance and pension

  • A month

    $4,959

    what you keep, spread evenly

2026, United States rules. An estimate from published rates, confirm current figures with the official source.

Where the profit goes
  • You keep$59,505.1079%
  • Federal income tax$4,897.747%
  • Self-employment tax$10,597.1614%

What comes off your profit

  • Federal income tax$4,897.74
    How Federal income tax was worked out

    Charged on 42,881.14: profit less 5,298.58 for half the self-employment tax, the 16,100 standard deduction and 10,720.28 of qualified business income deduction.

    Federal income tax by band
    BandRateIncome in bandTax
    $0 to $12,40010%$12,400$1,240.00
    $12,400 to $50,40012%$30,481$3,657.74
  • Self-employment tax$10,597.16
    How Self-employment tax was worked out

    12.4% Social Security and 2.9% Medicare on 69,262.50, which is 92.35% of profit; Social Security stops at the wage base.

  • Total$15,494.90
How this was calculated

Every rate and threshold comes from the datasets listed under Data sources on this page, with the official publication each was taken from.

Income tax uses the same brackets, allowances and credits as the take-home pay calculator for United States, applied to your profit after the deductions the law gives a business. The contributions are the ones a self-employed person pays in place of an employee’s, at the rates set for the year. The figures assume the business is your only income.

A result link includes the numbers you entered. Share it only with people you want to see them.

How this is calculated

Enter the year's profit, or turnover where your country's flat regime deems the profit from it, and the calculator runs your country's self-employed engine on it. Each engine first takes off what the law lets a business deduct before tax, such as half of American self-employment tax, Dutch entrepreneur's deductions or Finland's 5% entrepreneur's deduction, then charges income tax with the same brackets and credits the take-home pay calculator uses. Beside it come the contributions a self-employed person pays instead of an employee's, at the year's rates, and what is left is what you keep.

you keepprofit − income tax(profit − business deductions) − contributions(profit)

profit
income less business expenses, or the share of turnover a flat regime deems
contributions
social insurance, pension and health charges on the self-employed
Rates and thresholds come from the datasets listed under Data sources.

What this does not include

  • Business expenses: enter profit after them, except in France and India, where the regime deems it.
  • VAT, GST and sales tax, which a registered business collects and passes on.
  • Pension contributions you choose to make, and the relief they would earn.
  • Other income in the same year, a partner's income and joint assessment.
  • Local business taxes such as Gewerbesteuer, the CFE and state income tax.

How self-employed people are taxed: profit, contributions and reliefs. Why a sole trader pays both halves of social insurance in one country and a flat share of turnover in another, with worked examples and the rules behind them.

Data sources

United States: self-employment tax and the QBI deduction, 2026IRSWithin its effective period
United Kingdom: National Insurance for the self-employed, 2026/27GOV.UKWithin its effective period
Germany: income tax and social insurance for the self-employed, 2026GKV-SpitzenverbandWithin its effective period
Canada: CPP and EI for the self-employed, 2026CRAWithin its effective period
Australia: sole traders, 2026-27ATOWithin its effective period
Ireland: PRSI Class S, USC and credits for the self-employed, 2026Department of Social ProtectionWithin its effective period
Netherlands: ondernemersaftrek, MKB-winstvrijstelling and Zvw, 2026BelastingdienstWithin its effective period
New Zealand: ACC levies and tax for the self-employed, 2026-27ACCWithin its effective period
Sweden: egenavgifter for enskild näringsidkare, 2026SkatteverketWithin its effective period
India: presumptive taxation for professionals and small businesses, 2026-27Income Tax Department e-filingWithin its effective period
Sri Lanka: income tax on business income, 2026/27IRD Sri LankaWithin its effective period
Finland: YEL, health insurance and the entrepreneur's deduction, 2026EläketurvakeskusWithin its effective period
Japan: tax and insurance for kojin jigyonushi, 2026NTA Tax Answer No.2072Within its effective period
France: the micro-entrepreneur regime, 2026Service-Public F36232Within its effective period
Spain: the cuota de autónomos and IRPF for autónomos, 2026Real Decreto-ley 3/2026 (2026 contribution tables)Within its effective period
US federal income tax and FICA, tax year 2026IRS Rev. Proc. 2025-32 (2026 inflation adjustments)Within its effective period
UK income tax (rUK and Scotland), Class 1 National Insurance and student loans, 2026/27GOV.UKWithin its effective period
Germany: Lohnsteuer (BMF Programmablaufplan 2026), Solidaritätszuschlag, Kirchensteuer and social insurance 2026BMFWithin its effective period
Canada: federal and provincial payroll deductions, CPP, CPP2 and EI, 2026CRAWithin its effective period
Australia: individual income tax, Medicare levy, LITO, HELP and superannuation, 2026-27ATOWithin its effective period
Ireland: income tax, USC and PRSI Class A, 2026RevenueWithin its effective period
Netherlands: box 1 wage tax, national insurance and tax credits, 2026BelastingdienstWithin its effective period
New Zealand: PAYE, ACC earners' levy, KiwiSaver and student loan, 2026-27Inland RevenueWithin its effective period
Sweden: municipal and state income tax, grundavdrag and jobbskatteavdrag, 2026SkatteverketWithin its effective period
India: income tax under the new and old regimes, EPF and professional tax, FY 2026-27Income Tax DepartmentWithin its effective period
Sri Lanka: APIT (PAYE) and EPF, year of assessment 2026/27Inland Revenue DepartmentWithin its effective period
Finland: state and municipal income tax, contributions and the work income credit, 2026Laki vuoden 2026 tuloveroasteikosta 1140/2025Within its effective period
Japan: income tax, the reconstruction surtax, inhabitant tax and social insurance, 2026National Tax AgencyWithin its effective period
France: cotisations salariales, CSG and CRDS, and the 2026 income tax barèmeService-PublicWithin its effective period
Spain: IRPF state and autonomous scales, social security and the 2026 withholding algorithmAEATWithin its effective period

Every document each dataset was read from, its notes and how the figures were checked are listed in the guide's data sources.

CentExactCalculator publisher

CentExact publishes the calculation method, worked examples and available data sources. Automated checks cover reference calculations; they do not certify a result for your circumstances or imply approval by a lender or tax authority.

How we build and test our calculators

Figures are estimates derived from published rates and rules, current at the review date shown at the top of this page and taken from the sources listed under Data sources on this page. Rates, fees and thresholds change; always confirm current values with the official source before relying on a result.