Personal finance calculators

Loans, mortgages and cards: the payment, the true interest cost and the payoff date.

• Loan CalculatorPayment, total interest and a full amortisation schedule for any fixed-rate loan.
• Mortgage CalculatorFull monthly payment with taxes, insurance and PMI, plus the complete amortisation schedule.
• Car Loan CalculatorMonthly payment with tax, trade-in and fees, or how much car your budget can buy.
• Credit Card Payoff CalculatorHow long a balance takes to clear, what it costs, and the payment to hit your target date.
• Debt-to-Income Ratio CalculatorFront-end and back-end DTI, compared with the limits lenders actually use.
• Rent vs Buy CalculatorFind the year buying overtakes renting once fees, upkeep, appreciation and investing are counted.

Growth, goals and retirement, in today's money as well as tomorrow's.

• Compound Interest CalculatorProject how a lump sum and regular deposits grow, with APY and a year-by-year table.
• Savings Goal CalculatorHow much to save each month, or how long it will take, to reach a target amount.
• Retirement CalculatorProject your portfolio to retirement in nominal and today's money, with a FIRE target and age.
• Inflation CalculatorThe value of a dollar between any two years since 1913, from official CPI data.

What you actually take home, in any pay period and any currency.

• Take-Home Pay CalculatorSalary after income tax and FICA or National Insurance, per year, month or week.
• Salary to Hourly CalculatorConvert between hourly, weekly, monthly and annual pay, with overtime and unpaid weeks.
• Currency ConverterConvert 30 currencies at ECB reference rates, with the rate both ways.

Margins and marketplace fees, so you know the profit before you list.

• Profit Margin CalculatorMargin, markup, cost or price, enter any two and get the rest.
• Etsy Fee CalculatorEvery Etsy fee on a sale, and the profit left after your costs.
• Amazon FBA Fee CalculatorReferral and FBA fees per unit, and the profit and ROI that remain.